Horse Mortality Insurance
The foundation of a complete coverage package. Insures the animal against death due to accident, injury, illness, or disease. This includes humane destruction to relieve incurable and excessive suffering if caused by covered peril. Theft coverage is included.
Equine Mortality Application – (includes Limited Colic Surgery) Word PDF
Pleasure Horse Owner’s Liability Application - Recommended PDF
Additional Coverage Options 
Major Medical Option - Deductible Applies - Includes Surgery
Provides limited coverage of reasonable and customary medical and surgical treatment necessitated by accident, injury, illness, or disease . All treatments must be conducted by a licensed veterinarian. Unavailable for race horses. Requires a Minimum Insured Mortality value of $2,500.
Guaranteed Renewal/Agreed Value: Guarantees mortality renewal for one year regardless of the health status of the animal. Not applicable for other coverages. Horse value is agreed at policy inception.
Surgical Only Option - Deductible Applies: Covers reasonable and customary treatment made by a licensed veterinarian for surgical procedures, made necessary by accident, injury, illness, or disease. Includes a limited amount for additional expenses relative to the surgical procedure.
Permanent Disability: Insurance for the horse that becomes totally and permanently disabled. Does not require destruction for humane reasons.
A S & D Stallion Infertility: Pays if stallion becomes totally and permanently infertile or impotent because of accident, sickness or disease. Company has right to take title and possession.
Agri-Risk uses only “A” rated companies for horse, farm and liability insurance. We specialize in all types of Equine Insurance including Horse, Farm, Trainer, Trail Ride, Carriage Ride, & Pony Rides!